LA CARGA DE EVALUAR LA SOLVENCIA DEL CONSUMIDOR EN CHILE Y SUS CONSECUENCIAS JURÍDICAS, A LA LUZ DE LAS NORMAS CONTENIDAS EN LA LEY SOBRE PROTECCIÓN DE LOS DERECHOS DE LOS CONSUMIDORES

In the light of the regulations contained in the Law on the Protection of Consumer Rights, this paper analyzes whether or not there is a duty in Chile to assess the solvency of financial consumers. In its study, it looks at the development achieved in Europe, especially the recognition of “Responsible Lending” and how its guidelines have enabled progress to be made towards greater protection against over-indebtedness.