Abstract
This decision of the Corte de Apelaciones de Coyhaique is relevant from two points of view: on the one hand, it determines that the “replacement value” of the insured thing instead of its real value cannot be agreed as a parameter to determine a situation of underinsurance and the application of the Proportional Rule, as this would infringe the meaning of the mandatory rule of art. 553 of the Chilean Commercial Code. On the other hand, it constitutes an opportunity to appreciate a situation of incompatibility of clauses, a field of application of the rule of contractual interpretation contra proferentem.
| Translated title of the contribution | Infraseguro ilegal e interpretación contra proferentem del contrato de seguro |
|---|---|
| Original language | English |
| Pages (from-to) | 249-264 |
| Number of pages | 16 |
| Journal | Revista Chilena de Derecho Privado |
| Issue number | 45 |
| DOIs | |
| State | Published - Jan 2025 |
Bibliographical note
Publisher Copyright:© 2025, Universidad Diego Portales. All rights reserved.
Keywords
- contra proferentem rule
- contractual interpretation
- infraseguro
- interpretación de los contratos
- proportional rule
- regla contra proferentem
- regla proporcional
- underinsurance
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