El alcance del deber de sinceridad en el seguro de daños al momento de notificar el siniestro y de declarar las circunstancias y consecuencias de este

The article reviews the national doctrine and the scarce jurisprudence related to numbers 7 and 8 of article 524 of the Commercial Code, which each provide for the duties of sincerity. Faced with the absence of an express rule that determines when the company can legitimately reject coverage for transgression of these duties, it proposes some guidelines that address the duty whose fulfillment is weighed, the purpose it pursues and whether the inaccuracies or errors in them influences or not the duty to compensate and the amount of compensation, avoiding two extremes: that the insurer exacerbates the importance of any inaccuracies in the notification of the claim or in the subsequent information and that the insured does not make the minimum effort that allows the company to know in a timely manner the occurrence of the claim, its circumstances and consequences.